Most people, in fact over 80% of the people enrolled into a credit counseling program fail miserably and never complete the program. Learn more about the problems of credit counsleing programs and why they fail. If you are someone who is considering credit counseling as an option to your debt problem they read the article linked above. Many people enroll themselves into these programs without understanding some of the problems they may be facing. It is almost as if the credit card companies purposefully make it harder for people to complete the program, just so they can kick you off and slam you with the high interest rate all over again.

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